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Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Chesapeake, Virginia Beach and Norfolk real estate agent to offer services such as these.
Once you fill out the form, I will quickly process your information and get right back to you!
I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...
Closing or Settlement >Moving Day
Here are some tips for coordinating a move that depends on careful timing. Say the closing on the sale of your home is Friday morning at 11:00, and that afternoon at 3:00 you are to complete the transaction on the house you are buying. Your sellers are completing the purchase of their new house on Monday. As sellers, each of you is obligated to leave your house vacant and clean at the time of the closing. You will each take possession of the home you are buying after the closing.
If you are faced with a game of musical moving vans, you may want to negotiate with your buyers or sellers to remain in your old house for a few extra days or move your belongings into the new home a little early. You should draw up a written agreement which details your arrangement, such as the amount of rent, the move-in or move-out date, and any agreements regarding utilities, insurance, or a damage escrow. If you need to make special arrangements for your move, let your real estate agent know and work out the details as early as possible in advance of the closing.
Who is "Fannie Mae" and why is she a big name in real estate?
A
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
Mike Narlis William E. Wood & Assoc. 128 Battlefield Blvd. North Chesapeake, VA 23320 757-373-5934 Fax: 757-410-3475 mikenarlis@NUMBER1EXPERT.com
Born and raised in the Hampton roads area I know the area well and having kids I understand the stress a family faces finding the right home in a neighborhood and school district that meets their expectations.I hope to exceed your expections with the work I do for you, and I also want to thank my past clients for their referrals,which to me means I did have a positive impact on thier decesion to use my services, and I hope to do the same for you.
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